COVID-19 and PPP Loan Forgiveness Update

Actualización sobre COVID-19 y el Programa de Protección de Nóminas

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Let your small business grow with a flexible checking account that lets you access your money as you need it with maximum convenience and low thresholds to avoid service fees. Use the free of charge transactions per month to help grow your business and maximize your cash-on-hand.

Business Checking

Maintain only a $2,500 balance to avoid a monthly service fee and complete up to 175 transactions on your account with no additional charges.


Vantage Bank Texas Business Debit MasterCardⓇ

Extend the flexibility of your business account with the Business Debit MasterCardⓇ. Use your Business Debit MasterCardⓇ to make purchases anywhere MasterCardⓇ is accepted worldwide. There is no monthly service fee and transactions post directly to your business account.


Vantage Business Mobile

With access through your smartphone, you can take care of your business banking at anytime, from anywhere - and it’s free!


Notifi Alerts for Business Online

With secure alerts from Vantage Bank Texas, you know the moment something important happens on your accounts. It's easy and it’s free!


Overdraft Protection

Optional Overdraft Protection performs an automatic sweep transfer to move available funds from a qualifying savings or secondary checking account in the event your account is overdrawn. Vantage Bank Texas' standard overdraft practices may apply.

Monthly Account Service Charge
$0 If your average daily balance is $2,500 or higher
$15 If your average daily balance is less than $2,500
Monthly Per Item Fee
$0 First 175 transaction items
$0.30 For each transaction item over 175
Vantage Business Checking
Vantage Commercial Checking
Vantage Analysis Checking
Vantage Business Interest Checking
Vantage Business Money Market
Minimum Initial Deposit $100 $100 $100 $100 $100
Monthly Service Charge $15 $15 $15 $15 $15
To avoid the monthly account service charge, the following minimum average daily balance must be met: $2,500 $5,500 Earnings Credit Rate may offset monthly account service charge (2) $1,500 $2,500
Monthly per item fee 175 transaction items per month free of charge. $0.30 each for transaction items over 175. 300 transaction items per month free of charge. $0.30 each for transaction items over 300. Debits posted (each) $0.20. Credits posted (each) $0.20. Items deposited (each) $0.15. 75 transaction items per month free of charge. $0.30 per transaction items over 75. 6 transfers/withdrawals per month free of charge. $15 per transactions in excess of 6 per month.
Free E-Statement with images Yes Yes Yes Yes Yes
Paper Statement with images $3 $3 $3 $3 $3
Unlimited Check Writing Yes Yes Yes Yes Yes
Free First Order of 40 Bank Stock Checks Yes Yes Yes No Yes
Overdraft Privilege Available (3) (based on approval) Yes Yes Yes Yes Yes
  • ATM services are free at Vantage Bank Texas locations and at ATM locations worldwide displaying the Allpoint logo. Conversion and cross border fees may apply. A $3 fee will apply for withdrawals made at non-Vantage Bank Texas ATM locations. Other fees may be charged by ATM owner.

  • The value of balances maintained during the analysis period which can be used to offset Balance Compensable Service Charges. (Investable Balance x Earnings Credit Rate x (Days in Month / Days in Year)

  • Overdraft privilege terms and conditions may apply.