COVID-19 and PPP Loan Forgiveness Update

Actualización sobre COVID-19 y el Programa de Protección de Nóminas

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Most Banks treat all businesses the same. At Vantage Bank Texas, small businesses are special. When your small business has financing needs, Vantage Bank Texas has the ability to decision loans under $350,000 within just 48 hours.

Terms & Requirements

  • Competitive variable and fixed rates
  • Fixed or variable monthly payments
  • Maturity and amortization may vary due to type of financing

General Requirements

  • Satisfactory Credit History (business and personal)
  • Existing business with 2 full years of business history (exceptions may apply)
  • Financial statements are required (inclusive of tax returns, debt schedule, and/or any pertinent information). Download a Personal Financial Statement Template here.
  • For development and construction loans, plans and construction budget are required.

Contact a Small Business Lender

Let us know you are interested in applying with us, and a small business lender will contact you soon.


Frequently Asked Questions

Find answers to our most common questions regarding loans, or call us at 1-866-580-7262 and we will be more than happy to help you.


If you need a loan for your small business in Edinburg, TX, Vantage Bank Texas is the perfect financial partner for you. We are the only local bank that is a SBA Preferred Lender, we can decision your loan faster than other banks in the area. We offer a wide array of SBA loan options that can help you finance your new business, purchase another business, or even finance your equipment and inventory. Plus, with a SBA guaranteed loan you can enjoy lower down payments, longer terms, and no balloon payments unlike the terms of a conventional loan.

We enjoy helping small businesses succeed. That is why our small business lenders help facilitate the application process to help businesses get started. If you own a small business in Edinburg, TX or any of the surrounding cities, a small business loan from Vantage Bank Texas might be just what your business needs. Call our team at 956-664-8972 to find out if your small business qualifies for SBA financing.