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Most Banks treat all businesses the same. At Vantage Bank Texas, small businesses are special. When your small business has financing needs, Vantage Bank Texas has the ability to decision loans under $350,000 within just 48 hours.

Commercial Real Estate

Our Commercial Real Estate Loan Solutions can help you finance or refinance commercial real estate, including land, developments, construction and long-term commercial mortgages. 
Term Loans

Obtain term financing and expand your operation by acquiring new or used machinery and equipment or other assets.
SBA Loans

An SBA-guaranteed loan with Vantage Bank Texas may be exactly what you need. Contact our SBA loan professionals to learn about the different SBA programs available.
Working Lines of Credit

Lines of credit are a great source of funds that can be readily tapped at your discretion. Additionally, you only pay interest on the money actually withdrawn.

Terms & Requirements

  • Competitive variable and fixed rates
  • Fixed or variable monthly payments
  • Maturity and amortization may vary due to type of financing

General Requirements

  • Satisfactory Credit History (business and personal)
  • Existing business with 2 full years of business history (exceptions may apply)
  • Financial statements are required (inclusive of tax returns, debt schedule, and/or any pertinent information). Download a Personal Financial Statement Template here.
  • For development and construction loans, plans and construction budget are required.

Contact a Small Business Lender

Let us know you are interested in applying with us, and a small business lender will contact you soon.

CONTACT A LENDER

Frequently Asked Questions

Find answers to our most common questions regarding loans, or call us at 1-866-580-7262 and we will be more than happy to help you.

GET ANSWERS

Vantage Bank Texas is the ideal partner for small business owners in McAllen, TX. We are the only local bank that is a SBA Preferred Lender. That means we can decision your loan faster than other banks in the area, having authority up to $5 million. We help small business owners like yourself with financing startups, purchasing equipment and inventory and buying real estate and even a new business. SBA guaranteed loans offer several advantages as opposed to conventional loans, including lower down payments, longer terms, and no balloon payments.

Our loan professionals have years of experience with small businesses in McAllen, TX and the surrounding cities. Their experience will help you get the solutions you need for any small business opportunity. If you would like to find out if your small business is eligible for SBA financing, give us a call at 956-664-8972.