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Vantage Bank Texas checking accounts come with many convenient features like thousands of surcharge-free ATMs, free online banking and free online bill pay. It's checking made easy, banking done right.

Vantage Rewards Checking LEARN MORE

Reward yourself just for banking the way you do today. Turn your debit card transactions and your direct deposit into higher interest and ATM fee rebates with a Vantage Rewards Checking account.


Vantage Personal Checking LEARN MORE

Ideal for an individual who prefers to maintain a lower balance in a checking account but still avoid the monthly service fee.


Vantage Personal Interest Checking LEARN MORE

Who says you must place your money in a savings account or money market to earn interest? With the Vantage Personal Interest Checking, earn a competitive rate of interest on your balance, no conditions required.

Vantage Personal Checking
Vantage Rewards Checking
Vantage Personal Interest Checking
Minimum Initial Deposit $100 $100 $100
Monthly Account Service Charge $10 $15 $18
To avoid the monthly account service charge, the following requirements must be met each statement cycle: $1,500 Average Daily Balance
Direct Deposit of $250 or more
$1,500 Average Daily Balance
Direct Deposit of $250 or more
$2,000 Average Daily Balance
Compounded & Credited N/A Monthly Monthly
Calculated based on N/A Average Daily Balance Average Daily Balance
Interest Bearing No Tiered Interest Rates (1) Tiered Interest Rates
Free E-Statement with images Yes Yes Yes
Paper Statement with images $3 $3 $3
Free Vantage ATM Transactions (55,000+ Allpoint Network surcharge free ATMs) (2) Yes Yes Yes
Non-Vantage ATM Withdrawals $3 $3 (3) $3
Unlimited Check Writing Yes Yes Yes
Free First Order of 40 Bank Stock Checks Yes Yes Yes
  • Receive higher interest rates when the following monthly qualifiers are met:
    • Receive E-Statements via Online Banking,
    • 15 Debit Card purchases of any amount, and
    • 1 Direct Deposit of $250 or 1 ACH debit

  • ATM services are free at Vantage Bank Texas locations and at ATM locations worldwide displaying the Allpoint logo. Conversion and cross border fees may apply. A $3 fee will apply for withdrawals made at non-Vantage Bank Texas ATM locations. Other fees may be charged by ATM owner.

  • If all qualifiers are met within the statement cycle, the bank will refund all ATM surcharges incurred within the U.S. during the statement cycle.