Vantage Mobile Banking
Vantage Bank
App StoreGoogle PlayAn overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. Vantage Bank Texas can cover your overdrafts in two different ways:
We may authorize and pay overdrafts for:
We do not authorize and pay overdrafts for the following types of transactions, unless you ask us to:
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. In the event that we do not authorize and pay an overdraft, your transaction will be declined.
Under our standard overdraft practices:
Learn more about avoiding overdraft fees.
If you would like Vantage Bank Texas to authorize these types of transactions, call us or drop by any of our banking centers. You can also request to opt in or opt out by completing the online form.