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Saving is easy at Vantage Bank Texas. With options for long and short-term savings, you can choose what works best for you. Plus, the added security of linking your savings and checking accounts can help you avoid overdrafts and associated fees.

Vantage Personal Savings LEARN MORE

Start out small and build up your savings with the Vantage Personal Savings account. Earn a competitive rate of interest while you grow your savings.

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Vantage Personal Money Market LEARN MORE

Optimize the return on your money while keeping your funds liquid for ready use. Earn a competitive rate of interest while maintaining maximum flexibility.

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Certificate of Deposit LEARN MORE

Maximize your return while minimizing risk with an Vantage Bank Texas Certificate of Deposit (CD). With flexible terms and competitive rates, you can open a CD with as little as $1,000.

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Individual Retirement Account (IRA) LEARN MORE

Want peace of mind for your retirement? Start saving and secure your future with an IRA from Vantage Bank Texas.

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Vantage Personal Savings
Vantage Personal Market Savings
Minimum Initial Deposit $100 $100
Account Service Charge $9/Quarterly $15/Monthly
To avoid the account service charge, the following minimum average daily balance must be met: $200 $2,500
Excess Transaction Fee 6 transfers/withdrawals per month free of charge. $2 per transaction in excess of 6 per month 6 transfers/withdrawals per month free of charge. $15 per transaction in excess of 6 per month
Restrictions Up to six transfers/withdrawals permitted each month (1) Up to six transfers/withdrawals permitted each month (1)
Compounded & Credited Quarterly Monthly
Calculated based on Average Daily Balance Average Daily Balance
Interest Rates Flat Rate Tiered Interest Rates
Free E-Statement Yes Yes
Paper Statement with Images $3.00 $3.00
Statement Cycle Quarterly Monthly
Free Vantage ATM Transactions (55,000+ Allpoint Network surcharge free ATMs) (2) Yes Yes
Disclosures:

  • Federal regulations limit the number of transfers to another one of your accounts at Vantage Bank Texas or to a third party by means of a pre-authorized or automatic transfer, telephone transfer, computer transfer, or by check, draft, debit card or similar order, to a combined total of six per statement cycle for savings accounts and money market accounts. This includes overdraft protection transfers and Vantage Bank Texas online banking transfers and bill payments.

  • ATM services are free at Vantage Bank Texas locations and at ATM locations worldwide displaying the Allpoint logo. Conversion and cross border fees may apply. A $3 fee will apply for withdrawals made at non-Vantage Bank Texas ATM locations. Other fees may be charged by ATM owner.