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Optimize the return on your money while keeping your funds liquid for ready use. Earn a competitive rate of interest while maintaining maximum flexibility.

Savings Account with Higher Interest Rates

Keep only $2,500 to avoid a monthly service fee and earn a competitive rate of interest.

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Access 50,000+ Surcharge Free ATMs Worldwide

Access your funds from over 50,000 Allpoint® ATMs in the U.S., plus thousands more worldwide, at no cost.  Many Allpoint ATMs are conveniently located in Walgreens®, Target®, CVS®, and Circle K® stores. Use our locator to find an ATM near you.

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Robust and Secure Online Banking

Vantage Bank Texas’s Online Banking is the easy and secure way to manage your accounts online. Our powerful Online Banking system not only allows you to see your account balances, but you are also able to see real-time transactions, transfer funds between Vantage Bank Texas accounts, place stop payments and download transactions directly into Quicken®, Mint® and other personal financial management applications. Online Banking is protected by a robust security and multi-factor authentication.

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Mobile Banking

View balance information, review transactions, pay bills and locate Vantage Bank Texas branches and ATMs straight from your mobile phone.

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Notifi Account Alerts

With secure alerts from Vantage Bank Texas, you know the moment something important happens with your account. It's easy and it’s free! (1)

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Disclosures:

  • Message and data rates may apply.

Account Service Charge
$15/Monthly
Vantage Personal Savings
Vantage Personal Market Savings
Minimum Initial Deposit $100 $100
Account Service Charge $9/Quarterly $15/Monthly
To avoid the account service charge, the following minimum average daily balance must be met: $200 $2,500
Excess Transaction Fee 6 transfers/withdrawals per month free of charge. $2 per transaction in excess of 6 per month 6 transfers/withdrawals per month free of charge. $15 per transaction in excess of 6 per month
Restrictions Up to six transfers/withdrawals permitted each month (1) Up to six transfers/withdrawals permitted each month (1)
Compounded & Credited Quarterly Monthly
Calculated based on Average Daily Balance Average Daily Balance
Interest Rates Flat Rate Tiered Interest Rates
Free E-Statement Yes Yes
Paper Statement with Images $3.00 $3.00
Statement Cycle Quarterly Monthly
Free Vantage ATM Transactions (55,000+ Allpoint Network surcharge free ATMs) (2) Yes Yes
Disclosures:

  • Federal regulations limit the number of transfers to another one of your accounts at Vantage Bank Texas or to a third party by means of a pre-authorized or automatic transfer, telephone transfer, computer transfer, or by check, draft, debit card or similar order, to a combined total of six per statement cycle for savings accounts and money market accounts. This includes overdraft protection transfers and Vantage Bank Texas online banking transfers and bill payments.

  • ATM services are free at Vantage Bank Texas locations and at ATM locations worldwide displaying the Allpoint logo. Conversion and cross border fees may apply. A $3 fee will apply for withdrawals made at non-Vantage Bank Texas ATM locations. Other fees may be charged by ATM owner.