COVID-19 and PPP Loan Forgiveness Update

Actualización sobre COVID-19 y el Programa de Protección de Nóminas

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Most Banks treat all businesses the same. At Vantage Bank Texas, small businesses are special. When your small business has financing needs, Vantage Bank Texas has the ability to decision loans under $350,000 within just 48 hours.

Terms & Requirements

  • Competitive variable and fixed rates
  • Fixed or variable monthly payments
  • Maturity and amortization may vary due to type of financing

General Requirements

  • Satisfactory Credit History (business and personal)
  • Existing business with 2 full years of business history (exceptions may apply)
  • Financial statements are required (inclusive of tax returns, debt schedule, and/or any pertinent information). Download a Personal Financial Statement Template here.
  • For development and construction loans, plans and construction budget are required.

Contact a Small Business Lender

Let us know you are interested in applying with us, and a small business lender will contact you soon.


Frequently Asked Questions

Find answers to our most common questions regarding loans, or call us at 1-866-580-7262 and we will be more than happy to help you.


Are you an owner-occupied business in Pharr, TX in need of a loan? Then you are in luck. Our extensive range of SBA guaranteed loans might be exactly what your business needs. Being that we are the only local SBA Preferred Lender, we can decision loans faster than other banks in the area. We have helped business owners like yourself get the financing they need to start their new business, acquire another business, and even finance their equipment or inventory. Another great benefit of obtaining a SBA guaranteed loan, is that you can get lower down payments, longer terms, and no balloon payments in contrast to conventional loans.

If you own a small business in Pharr, TX or any of the nearby cities,
we are the local solution for small business loans. Our experienced loan professionals will help facilitate the application process to get your business started. If you’d like to find out if your small business is eligible for SBA financing, give us a call at 956-664-8972. We cannot wait to learn about your business goals.